How Can I Fix - Calculate Payment with uneven cash flows?

Calculate Payment with uneven cash flows

Using Excel 2007, how do I calculate a payment with uneven cash flows?
 
For example, amount funded is on 1/31, first payment due is on 3/1. Or, payments may be seasonal.
Easy to do in T-Value or Supertrump, not so easy to figure out in Excel.
 
Thanks!

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